Award-winning journalist McMillan, author of The American Way of Eating, combines investigative reporting and memoir in a penetrating look at the material advantages of racial privilege. “For a very long time,” she writes, “I thought race and racism ‘happened’ only to people who were not white.” Using her own family as one example, and profiling four others, she investigates the impact of whiteness on individuals of different generations, from different parts of the country, who have one thing in common besides whiteness: “Each subject has spent most, if not all, of their life in America’s shrinking middle class.” In an appendix, she tallies each person’s monetary “bonus,” which includes expenses such as a family’s coverage of ACT prep courses, car insurance, subsidized rent, and direct inheritances. Money alone, though, does not account for whites’ “unearned power.” One woman, for example, was offered a nursing scholarship by a counselor who told her Black co-worker not to bother. Racial prejudice, McMillan notes, often takes the form of implicit bias, “assumptions people make about others without much conscious thought”—in this case, the assumption that a Black woman lacked the ambition or ability to “bother” about furthering her education. A teenager arrested for dealing LSD was helped by having both of his parents in court, showing solidarity. He avoided a jail sentence, McMillan asserts, because he was white: “the constant association in news accounts of Blackness with dysfunction and hardship could lead a judge in Waterbury to see a Black family and assume they faced poverty and hardship and could not manage their child.” Among many advantages that McMillan examines are fair labor laws that exclude agricultural workers and service workers; housing covenants prohibiting sales to Black families; and lack of access to well-funded public schools.